MarketCurrents

DISCLAIMER

MarketCurrents is an information, data and events company that is currently focused primarily on the wealth management sector. MarketCurrents communications are intended to provide professionals with educational information and a platform on which to exchange information of mutual interest. MarketCurrents does not participate in the offer, sale or distribution of any securities nor does it provide any investment advice. Further, MarketCurrents does not provide tax, legal or financial advice. MarketCurrents communications are provided for informational purposes only and should not be construed to be a recommendation to buy or sell securities or a recommendation to retain the services of any investment adviser or other professional adviser. The identification or listing of products, services, links or other information on the MarketCurrents web site or any linked web site does not constitute or imply any warranty, endorsement, guaranty, sponsorship, affiliation or recommendation by MarketCurrents. Any investment decisions you may make on the basis of any information found on this web site is your sole responsibility. The MarketCurrents logo and all related product and service names, designs, and slogans are the trademarks or service marks of MarketCurrents. All other product and service marks on this site are the trademarks of their respective owners. Materials hosted on the MarketCurrents web site may be protected by United States and international laws regarding copyrights, trademarks and other intellectual property rights belonging to MarketCurrents and other contributors. Materials hosted on the MarketCurrents web site are for your internal business purposes only. You are not permitted to copy, modify, republish, transmit or distribute any of the material on the MarketCurrents web site without the prior written permission of MarketCurrents. All of the intellectual property rights of MarketCurrents and/or contributors remain the property of MarketCurrents or such contributor, as the case may be, and none of such rights are transferred to you as a result of such material appearing on the MarketCurrents web site. The information presented in and accessible through the MarketCurrents website and its affiliated websites (www.MarketCurrentsEvents.com , www.MarketCurrentsData.com and www.MarketCurrents.co) has been obtained by MarketCurrents from sources it believes are reliable. However, MarketCurrents does not guarantee the accuracy or completeness of any such information. MarketCurrents may amend, change or delete information and links presented in or accessible through the MarketCurrents web sites at any time without notice. All of such information has been prepared and provided solely for general informational purposes and is not intended as user specific advice. News feeds, market quotes and other information accessible using links on the MarketCurrents websites are provided by independent third parties and are not guaranteed to be accurate, complete, or timely. Neither MarketCurrents nor any independent third party provider shall have any liability, contingent or otherwise, for the accuracy, completeness, timeliness or correct sequencing of the any such information, or for any decision made or action taken by you in reliance upon any such information. Linked web sites are independent of MarketCurrents and MarketCurrents does not endorse any such linked web site.

Visitor Agreement

This Visitor Agreement is a binding legal agreement between you and MarketCurrents. Please read it carefully. By accessing our websites (including by automated means), you accept its terms.

General Provisions

The Internet is evolving constantly. If we need to change the terms of this Visitor Agreement in the future, we will post the revised Visitor Agreement on our site and update the “Last Updated” date, , to reflect the date of the changes. By continuing to use this website after we post such changes, you agree to the terms of this Visitor Agreement, as modified. If you have comments or questions about our site, please send them to us at info@marketcurrents.co We reserve the right to deny access to this website, or any service provided via this website, to anyone who violates this agreement or who, in our sole judgment, interferes with the ability of others to enjoy this website, or infringes the rights of others. We may change, restrict access to, suspend, or discontinue this website, or any portion of this website, at any time. The website is provided to you on an “as is” and “as available” basis. We disclaim all responsibility for the availability, timeliness, security, or reliability of the website or any feature or software included in the website.

How You May Use This Content

The materials hosted on the MarketCurrents websites are made available only for your personal, noncommercial use. All content and other material on our websites is the property of MarketCurrents and/or its licensors and are protected by U.S. copyright laws, other copyright laws, and international conventions. Except as explicitly provided in this Visitor Agreement, you may not copy, distribute, display, reproduce, perform, create derivative works from, or otherwise exploit any of the content or other material on this site. You may display and occasionally print or store a single copy of an individual page of our website for your personal, noncommercial use provided that you keep intact all credits and copyright and other proprietary notices, but you may not otherwise reproduce, store or distribute copies of any content or other material found on this website, in any form (including electronic form), without prior written permission from the copyright owner. For information about requesting permission to reproduce or distribute materials from the website, please contact us at info@marketcurrents.co You are free to establish a hypertext link to our website so long as the link does not state or imply that we sponsor, endorse, or are affiliated with you or your website. However, you may not, without our prior written permission, frame or inline link any of the content of our website, or incorporate into another website or other service any of the content or other material you find on our website

Trademarks and Service Marks

We reserve all rights in all of our trademarks and service marks. You may not use any trademark or service mark appearing on this website without the prior written permission of the owner of the mark.

Notice of Copyright Infringement

If you are a copyright owner who believes your copyrighted material has been reproduced, posted or distributed on this website in a manner that constitutes copyright infringement, please inform our designated copyright agent by sending written notice by U.S. Mail to MarketCurrents, 335 East 51st Street Suite 8A, New York, NY 10022 USA, or by email, to info@marketcurrents.co Please include the following information in your written notice: (1) a detailed description of the copyrighted work that is allegedly infringed; (2) a description of the location of the allegedly infringing material on this website; (3) your contact information, including your address, telephone number, and, if available, email address; (4) a statement by you indicating that you have a good-faith belief that the allegedly infringing use is not authorized by the copyright owner, its agent, or the law; (5) a statement by you, made under penalty of perjury, affirming that the information in your notice is accurate and that you are authorized to act on the copyright owner’s behalf; and (6) an electronic or physical signature of the copyright owner or someone authorized on the owner’s behalf to assert infringement of copyright and to submit the statement. Please note that the contact information provided in this paragraph is for suspected copyright infringement only. Contact information for other matters is provided elsewhere in this Visitor Agreement or on the website.

Disclaimers

General

On our website, we may provide links and notations to websites maintained by third parties. Our linking to such third-party sites does not imply that we endorse or sponsor such websites, or the information, products or services offered on or through the websites. Neither we nor any of our affiliates operate or control any information, products or services that third parties may provide on websites to which we link. MarketCurrents does not represent, warrant, endorse or guarantee any advertised products or services on such websites, and the identification or listing of products, services, links or other information on any website, including MarketCurrents website, to which we link does not constitute or imply any sponsorship, affiliation or recommendation by MarketCurrents. You assume all responsibility and risk associated with the use of the MarketCurrents websites, any linked websites and the Internet generally. The information offered on this website is provided “as is” and without warranties of any kind either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the website or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of this site, or the servers that make the website available, are free of viruses or other harmful components. We do not warrant or make any representations regarding use or the results of use of this website or materials on this website or any information or content made available on or via this website in terms of their correctness, accuracy, timeliness, reliability or otherwise. Your interactions with companies, organizations, advisors and/or individuals found on or through our website, including any purchases, transactions, or other dealings, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such companies, organizations, advisors and/or individuals. You agree that we will not be responsible or liable for any loss or damage of any sort incurred as the result of any such purchases, transactions or other dealings. You also agree that, if there is a dispute between users of this website, or between a user and any third party, we are under no obligation to become involved, and you release MarketCurrents and our affiliates from any claims, demands and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such dispute and/or our website. If you are dissatisfied with the site, or any materials, products, or services on the site, or with any of the website’s terms and conditions, your sole and exclusive remedy is to discontinue using the website. No refund of any fee will be made. The content on this website, including opinions, data, reports and other information, is provided by MarketCurrents for your personal information only, and is not intended to be a recommendation or endorsement of any individual, company or product, nor is it intended to be used for trading or investment purposes or as an offer to sell or the solicitation of an offer to buy any securities, financial products or investment advisory services. MarketCurrents is not an investment adviser or broker-dealer and does not provide investment advice or recommendations to buy or sell securities, to hire any investment advisor or to pursue any investment or trading strategy. Some of the information contained on this website has been provided to MarketCurrents by third parties. MarketCurrents does not guarantee the accuracy of or endorse the views or opinions given by any third party content provider to this website. MarketCurrents shall not be liable for any errors, inaccuracies or delays in such content, or for any actions taken in reliance thereon. MarketCurrents does not assume any responsibility or liability for information accessed via links to or from third party sites. The existence of such links should not be construed as an endorsement, approval or verification by MarketCurrents of any content available on linked websites. MarketCurrents provides these links as an accommodation to you and solely for information purposes. By providing access to other websites, MarketCurrents is not recommending the purchase or sale of products or services provided by the sponsoring organization of any linked sites. MarketCurrents does not review, monitor or supervise the content of any linked websites. If you choose to access a linked website, you do so at your own risk. The listing of any firm, as well as any related profile, report, advertisement, presentation or other information on this website does not constitute a recommendation or endorsement by MarketCurrents of any firm listed therein, nor does it constitute any form of investment, legal or tax advice. The information contained in any profile, report presentation or other information has been provided without independent verification by MarketCurrents. Accordingly, MarketCurrents makes no representation or warranty as to the accuracy or completeness of such information and assumes no liability for any inaccuracies or omissions therein.

Limitations of Liability

Under no circumstances, including, but not limited to, negligence, will MarketCurrents be liable for any damages arising out of your use of this website or any information, or content made available on or through this website, including direct, indirect, incidental, special, punitive, exemplary or consequential damages, even if MarketCurrents is advised beforehand of the possibility of such damages. Because some states do not allow the exclusion or limitation of certain categories of damages, the above limitation may not apply to you. In such states, our liability is limited to the fullest extent permitted by state law.

Indemnification

You agree to indemnify and hold harmless us, our affiliates, and each of our and their respective directors, officers, managers, employees, shareholders, agents, representatives, licensors, successors and assigns from and against any and all losses, expenses, damages and costs, including reasonable attorneys’ fees, that arise out of your use of the site, violation of this Visitor Agreement by you or any other person using your account, or your violation of any rights of another. We reserve the right to control the defense of any claim for which we are entitled to indemnification under this section. In such event, you agree to provide us with such cooperation as is reasonably requested by us. We will make reasonable efforts to provide you with notice of any such claim, but our failure to provide such notice will not relieve you of these obligations.

Miscellaneous

This agreement constitutes the entire agreement between us and you with respect to the subject matter of this agreement and supersedes all previous and contemporaneous agreements, proposals and communications on this subject, whether written or oral. This agreement is personal to you, is not intended to benefit any third party, and does not create any third party beneficiaries. You may not assign this agreement to anyone. This agreement will be governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law. By using this website, you consent to the exclusive jurisdiction and venue of the state and federal courts in New York City, NY in all disputes arising out of or relating to this agreement or use of this website. You agree that regardless of any statute or law to the contrary, any claim or cause of action that you may have arising out of or related to use of the website or this Visitor Agreement must be filed by you within one year after such claim or cause of action arose or be forever barred. If any provision of this Visitor Agreement is found to be unlawful, void, or for any reason unenforceable, then that provision will be deemed restated, in accordance with applicable law, to reflect as nearly as possible the original intentions of the parties, and the remainder of this Visitor Agreement will remain in full force and effect. The waiver or failure of MarketCurrents exercise any right provided for herein will not be deemed a waiver of any further or other right available to MarketCurrents hereunder.

PRIVACY POLICY

BY VISITING OUR WEBSITE, YOU ARE CONSENTING TO OUR PRIVACY POLICY.Our websites are www.marketcurrents.co, www.marketcurrentsdata.com, www.marketcurrentsevents.com

OVERVIEW

MarketCurrents is committed to protecting your privacy online. This Privacy Policy describes the personal information we collect through MarketCurrents and our affiliated websites, and how we collect and use that information. The terms “we,” “us,” and “our” refers to MarketCurrents and all products and services provided by us. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the site. The term “personal information” is defined as information that you voluntarily provide to us that personally identifies you and/or your contact information, such as your name, phone number, and email address. Marketcurrents strives to provide members and website visitors with educational information as well as a platform on which to exchange information of mutual interest. MarketCurrents does not participate in the offer, sale or distribution of any securities nor does it provide any investment advice. Further, MarketCurrents does not provide tax, legal or financial advice. Use of our product, including all materials presented herein and all online services provided by MarketCurrents is subject to the following Privacy Policy. This Privacy Policy applies to all site visitors, customers, and all other users of the site. By using the Site or Service, you agree to this Privacy Policy, without modification, and acknowledge reading it.

INFORMATION WE COLLECT

This Site only collects the personal information you voluntarily provide to us, which may include:

    • Your name
    • Your email address
    • Your phone number
    • Your mailing address
    • Your credit card information
    • Your business information

Any of the information we collect from you may be used in one of the following ways:

To personalize your experience

(Your information helps us to better respond to your individual needs.)

To improve our product

(We continually strive to improve our product based on the information and feedback we receive from you.)

To improve our website

(We continually strive to improve our website offerings based on the information and feedback we receive from you.)

To improve customer service

(Your information helps us to more effectively respond to your customer service requests and support needs.)

To send periodic emails

(The email address you provide for order processing may be used to send you information, research reports and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.)

We may sell as, part of a database ONLY, your company name, your name, telephone number and email addresses. If at any time you do not want your personal information to be sold or transferred as part of our database, you must notify us at info@marketcurrents.co

Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email. We do share your information with trusted third parties who assist us in operating our website, conducting our business and servicing clients and visitors. These trusted third parties agree to keep this information confidential.

Data Oversight & Collection, GDPR Compliance Review

As part of our Services, we collect, use, transfer, and distribute publicly-available data on investors for our clients and partners. MarketCurrents uses data hosting service providers located within the United States. Accordingly, all personal information described under this privacy policy may be rerouted outside the European Union (EU) borders. By using our websites and/or related services, you consent to the cross-border personal data transfer. MarketCurrents is subject to the EU Standard Contractual Clauses that delimit the agreements between such service providers and their clients. The clauses provide a framework regarding the nature of the interaction between you and us to ensure your data flows within the confines of established regulations and guidelines and relevant legislation, such as the General Data Protection Regulation (EU) 2016/679 (GDPR). We have collected publicly available information as part of our data intelligence gathering research as we regard it to be useful to our clientele. Given your high-status and the amount of data we collect, it is not achievable to contact you independently to inform you of your rights under the EU Data Protection Directive 95/46/EC, or its successor legislation, the General Data Protection Regulation (EU) 2016/679 (“GDPR”) if you are an EU or UK data subject. While the GDPR currently only applies to EU and UK citizens, we hope this notice will be helpful to all the data subjects who may be under other applicable data protection laws or may just want to know how we are processing their data and of their right to review and make corrections. Accordingly, we are providing this Notice to you on our website as written here. We are a B2B data, news and events organizer focusing on trending industries. Our events generate a global audience for investors, family offices and the professionals who do business with them (our "Customers). We complement the quality of the events with critical market intelligence and data on the markets on our radar. We disseminate the insights via online news and e-reports and publish impactful analyses that identify patterns, trends, and primary insights. We also collect data on investors globally and provide readily available information on them in a consolidated offering. Our customers are decision-makers in their respective stations and industries who need regular updates on major themes like regulation, technology, risks, demands, and emerging issues. They include senior-level executives like chief executive officers, chief financial officers, business analysts, and entrepreneurs. We tailor our research to help the customers properly calibrate their scope of opportunities and risks. As a data subject, you are a valuable target for these customers, where some could already be your business partners; in such a case, they might want to use the insights we provide to elevate the business relationship to a higher dimension. Also, some of the customers hope to build new business relationships, which could be with you should you establish a common ground. As part of our investor research, we use data generated directly from the investor subject, as well as publicly accessible sources including but not limited to: Directories Public Registers Print and broadcast media Internet company websites Trade References Event attendance information & speakers found publicly.

CATEGORIES OF DATA COLLECTED & STORAGE

While using our Website and related services, MarketCurrents may ask you to provide certain personally identifiable information ("Personal Data"). We classify Personal Data into four primary categories: Contact data: - Includes telephone numbers, email addresses, social media handles, and business addresses. Identity data: - Here, we collect your first name and last name, title (such as Mr., Mrs., Miss., Dr., Prof., and so on), and job title. Technical data: - Includes Internet Protocol (IP) addresses and other relevant usage data. User login credentials: - Our clients' who register on our websites have their usernames and passwords encrypted and stored on robustly secure servers in the United States. To clarify, usage data that falls under the technical data category includes the traffic data we discussed earlier herein. The information is your device's IP address, browser type and version, the specific pages of our Website you view, the date and time of your visit, and other diagnostic data. When you use our services with a mobile device, we may collect information about the device type, the mobile phone's unique ID, the operating system, other information related to browsers and IP, and other diagnostic data. We only share publicly available Personal Data with our customers. The range of information we share may include but is not limited to your full name and business contact information, your investment activity, and potential areas of investment. We have formal contracts with our customers, with every transaction captured in a written agreement and signed by top-level executives. The formal contracts ensure that the shared information goes to lawful use as stipulated by relevant data protection legislation in the regions that we operate.

LEGITIMATE INTEREST

For EU residents, the GDPR conditions the processing of user data on three primary items: the processing is not required by law, but there is a clear benefit to it, there is little risk of the processing hurting data subject's privacy, and the data subject should reasonably expect their data to be used in that away. As part of our obligation under the GDPR and other similarly worded regulations in the jurisdictions that we operate, we have done an exhaustive appraisal of our data processing activities regarding privacy impact assessment and are satisfied that our processing is legitimate. Furthermore, we are convinced that our processing of your data helps MarketCurrents achieve its legitimate interest and that our way of using the information outweighs any prejudice to your privacy

RETENTION OF YOUR DATA

We already made you aware that we are a market intelligence outfit targeting other businesses whose goals align with the information in our possession. Accordingly, we will maintain your data in our secure databases as long as it is relevant. Please note that we regularly review our databases and purge information that may no longer align with our stated business model.

INTEGRITY OF YOUR DATA

We already mentioned that we regularly review the data in our databases to purge inconsistencies as they occur. Despite these efforts, we cannot assure the veritable accuracy of datasets because much of the information we collect is historical. However, we are always working hard towards streamlining the information to correct any mistakes.

ACCESS AND CORRECTION OF YOUR DATA

If you are located in the EU, UK, or in a country that provides access and correction rights, we welcome your request to access, correct, or update the data that we hold about you. You can request that we delete your information concerning data that does not meet a lawful justification for processing as well. If you wish to exercise these rights, don't hesitate to get in touch with us at info@marketcurrents.co

CHANGES TO OUR POLICY

We reserve the right to make changes to this Privacy Policy as needed to reflect our practices and/or comply with the law.

MORE INFORMATION

Thank you for taking the time to read through all of this. If you have questions regarding this policy or privacy practices at MarketCurrents, please get in touch with us at info@marketcurrents.co

ACTIVITY

We may record information relating to your use of the Site, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, and timestamp information. We use this type of information to administer the Site, provide personalized experiences and offer the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the Site.

COOKIES

We may send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term “cookies” refers to small pieces of information that a website sends to your computer’s hard drive while you are viewing the Site. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). You have the ability to accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of the Site may not work properly or at all.

THIRD PARTY LINKS

The Site may contain links to third party websites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you on our Site. Other sites accessible through our site via links or otherwise have their own policies in regard to privacy. We are not responsible for the privacy policies or practices of third parties.

SECURITY

We maintain security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make reasonable efforts to protect your personal information shared with us through our Site, you acknowledge that the personal information you voluntarily share with us through this Site could be accessed or tampered with by a third party. You agree that we are not responsible for any intercepted information shared through our Site without our knowledge or permission. Additionally, you release us from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner.

CHILDREN

To access or use the Site, you must be 18 years old or older and have the requisite power and authority to understand and accept this Privacy Policy. Children under the age of 18 are prohibited from using the Site.

UPDATING YOUR INFORMATION

You may access and correct your personal information and privacy preferences by contacting us via email at info@marketcurrents.co

CHANGES TO THIS POLICY

You acknowledge and agree that it is your responsibility to review this Site and this Policy periodically and to be aware of any modifications. We will notify you of any changes to this privacy policy by posting those changes on this page.

CONTACT

If you have questions about our privacy policy, please email us at info@marketcurrents.co

Updated and Reviewed November, 1 , 2022



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